Investor Visa in Dubai

What Is an Investor Visa in Dubai?

An investor visa in Dubai is a residency permit that allows foreign nationals to live, work, and invest in the UAE. It is designed to attract entrepreneurs, property owners, and high-net-worth individuals. With options ranging from short-term to long-term residency, the visa caters to diverse investment goals.

The UAE government has streamlined the visa process to encourage foreign investment. Whether you’re investing in real estate or setting up a business, the investor visa offers flexibility and significant benefits. This guide focuses on the most common types: the 2 Years Residence Visa for Property Owners and the 10 Years Residence Visa for Property Owners.

Why Choose Dubai for Investment?

Dubai’s appeal as an investment destination is unmatched. Its strategic location bridges Europe, Asia, and Africa, making it a gateway for global trade. The city boasts a robust economy, modern infrastructure, and a multicultural environment.

Investors benefit from a tax-free environment, with no personal income tax or capital gains tax. The UAE’s double tax treaties with over 70 countries further enhance its attractiveness. Additionally, Dubai’s pro-business policies and free zones make it easy to establish and grow ventures.

Types of Investor Visas in Dubai

Dubai offers several investor visa options, each tied to specific investment criteria. Below, we explore the primary types, focusing on property-based visas, as well as business investment options. Understanding these categories helps investors choose the best fit for their goals.

2 Years Residence Visa for Property Owners

The 2 Years Residence Visa for Property Owners is ideal for real estate investors. It grants residency for two years, renewable as long as property ownership is maintained. This visa is accessible and popular among those entering Dubai’s thriving property market.

To qualify, investors must own a property worth at least AED 750,000 (approximately USD 204,200). The property must be in Dubai, as properties in other emirates or DIFC are not eligible. If the property is mortgaged, at least 50% of its value (or AED 375,000) must be paid, and a no-objection certificate (NOC) from the bank is required.

10 Years Residence Visa for Property Owners

The 10 Years Residence Visa for Property Owners, also known as the Golden Visa, is a long-term residency option. It targets high-net-worth individuals investing in Dubai’s real estate. This visa offers extended residency without the need to visit the UAE every six months, unlike shorter-term visas.

Eligibility requires owning one or more properties worth at least AED 2 million (approximately USD 545,000). Properties can be fully paid or mortgaged, provided the paid amount meets the threshold and an NOC is submitted. The Golden Visa also allows sponsorship of family members, including spouses, children, and parents.

Business Investment Visa

For entrepreneurs, the UAE Investor Visa through business investment is a compelling option. This visa is granted to those who establish a company or invest in an existing business in Dubai. It typically offers a three-year residency, renewable based on continued investment.

To qualify, investors must own shares worth at least AED 72,000 (approximately USD 19,600) in a UAE-based company. Alternatively, setting up a new company with a minimum capital of AED 50,000 also qualifies. Free zone businesses offer additional benefits, such as 100% foreign ownership and tax exemptions.

Golden Visa

A long-term visa (5 or 10 years) granted to investors who make substantial investments in the UAE economy, such as large property or business investments.

Benefits of an Investor Visa in the UAE

Listed below are a few among the many benefits of having a Dubai investor visa:

• Long-Term Residency: Grants residency for up to 10 years, renewable, based on investment type.
• Business Ownership: Allows 100% foreign ownership of businesses without needing a local sponsor.
• Access to Free Zones: Offers entry into various UAE free zones with tax exemptions and incentives.
• Family Sponsorship: Enables investors to sponsor their family members for UAE residency.
• Tax Benefits: No income or capital gains taxes, making the UAE a tax-friendly jurisdiction.
• Real Estate Investment: Encourages property investment with the possibility of obtaining a property investor visa.
• Global Mobility: Enjoy easier travel and visa-free access to several countries.
• Education and Healthcare: Access world-class healthcare services and educational facilities for family members.
• Banking and Financial Services: Open bank accounts, secure loans, and enjoy financial services for businesses and individuals.
• Stable Economy: Operate in one of the world’s most stable and thriving economies, fostering business growth and investment.

Eligibility Criteria for an Investor Visa in Dubai

Each investor visa type has specific eligibility requirements. Meeting these criteria is crucial for a successful application. Below, we outline the key conditions for property and business investment visas.

Eligibility for 2 Years Residence Visa for Property Owners

• Property Value: Own a property in Dubai worth at least AED 750,000.
• Ownership Status: The property must be freehold and completed, not off-plan or commercial.
• Mortgage Conditions: If mortgaged, at least 50% of the property value must be paid, with an NOC from the bank.
• Passport Validity: A valid passport with at least six months remaining.
• Good Conduct: A certificate of good conduct issued by Dubai Police, addressed to the Dubai Land Department.
• Health Insurance: Mandatory medical insurance for the applicant and family members.

Eligibility for 10 Years Residence Visa for Property Owners

• Property Value: Own one or more properties worth AED 2 million or more.
• Ownership Status: Properties must be in Dubai, with an official evaluation certificate if market value is used.
• Mortgage Conditions: If mortgaged, the paid amount must be at least AED 2 million, with an NOC from the bank or developer.
• Family Sponsorship: Marriage certificates (attested and translated) are required for joint ownership by spouses.
• Health Insurance: Compulsory for all applicants and sponsored family members.
• National ID: Required for applicants from Iran, Pakistan, Iraq, Libya, or Afghanistan.

Eligibility for Business Investment Visa

• Investment Amount: Own shares worth AED 72,000 or establish a company with AED 50,000 capital.
• Business Type: Mainland or free zone companies qualify, with free zones offering full ownership.
• Documentation: Memorandum of Association (MOA) proving share ownership or capital investment.
• Residency Status: The applicant must be in the UAE during the application process.

Document Required for Investor Visa in Dubai

• Copy of your passport
• Personal photograph as per the photo standards established by the government (size, background color, etc.)
• MoA (memorandum of association)
• Your bank’s statement (for the past six months)
• Proof of accreditation attested by the concerned governing body
• Proof of patent
• A valid trading license
• Immigration establishment card and Emirates ID

How to get an Investor Visa in Dubai?

Steps to register Dubai investor Visa.

1. Submit an Application for Your Visa:

Start by submitting your investor visa application through an authorized service center or online via the relevant government portal.

2. Complete the Change Status Request

File a request to change your visa status from visitor or tourist to investor.

3. Appear for the Required Medical Examination

Attend a medical exam, which is mandatory for obtaining a residency visa in the UAE.

5. Emirates ID Typing

Visit an authorized center to submit your details for the Emirates ID, which is essential for residency.

6. Obtain a Stamp on Your Investor Visa

Once your documents are approved, your passport will be stamped with the investor visa.

Application Process for an Investor Visa in Dubai

Applying for an investor visa in Dubai is straightforward, thanks to streamlined processes by the Dubai Land Department (DLD) and General Directorate of Residency and Foreigners Affairs (GDRFA). Below, we detail the steps for property and business investment visas, with insights from Bizinvestfirm.

Steps for 2 Years Residence Visa for Property Owners

1. Purchase Property: Acquire a qualifying property worth AED 750,000 or more. Ensure it is freehold and completed.
2. Register Title Deed: Register the title deed with the DLD to obtain an e-Certificate of Title.
3. Gather Documents: Collect required documents, including passport copy, title deed, good conduct certificate, health insurance, and Emirates ID (if applicable).
4. Submit Application: Apply through the GDRFA portal or an authorized typing center. Include all documents and pay applicable fees.
5. Medical Examination: Complete a medical fitness test at a government-approved health center.
6. Receive Visa: Upon approval, the residency permit is sent via email, and an Emirates ID is issued.

Steps for 10 Years Residence Visa for Property Owners

1. Acquire Property: Purchase one or more properties worth AED 2 million or more. Obtain an official evaluation certificate if using market value.
2. Secure Title Deed: Register the property with the DLD to obtain the title deed.
3. Prepare Documents: Compile documents, including passport copy, title deed, personal photo, health insurance, and attested marriage certificate (if sponsoring family).
4. Apply at DLD: Submit the application at a DLD service center, such as Al Manara Center or Golden Cube.
5. Medical Checkup: Undergo a medical examination for the applicant and family members over 18.
6. Biometrics and Approval: Provide biometrics at the GDRFA. The visa and Emirates ID are issued within 7-10 days.

Steps for Business Investment Visa

1. Register Company: Set up a company or invest in an existing one, ensuring the required capital or share value.
2. Obtain Establishment Card: Apply for an establishment card from the Dubai Economic Department (DED).
3. Submit Documents: Provide the MOA, passport copy, current visa (if applicable), and a passport-sized photo.
4. Apply for Entry Permit: Obtain a six-month entry permit online through the GDRFA.
5. Medical and Biometrics: Complete a medical fitness test and provide biometrics.
6. Receive Visa: The three-year visa is issued, renewable upon continued investment.

Dubai Investor Visa Cost

The cost of a 2-year investor visa is AED 4,000*, depending on the chosen documentation and procedures. with a renewal fee of AED 1,550*. For example, a property investor visa starts from AED 12,500*. Understanding the Dubai Investor Visa cost is essential for budgeting. Costs vary depending on the visa type, processing method, and additional services like family sponsorship. Below, we break down the expenses, as advised by Bizinvestfirm.

Cost of 2 Years Residence Visa for Property Owners

1. Visa Application Fee: AED 4,000 (approximately USD 1,090).
2. Renewal Fee: AED 1,750 (approximately USD 475).
3. Medical Examination: AED 700 per person.
4. Emirates ID (2 years): AED 500.
5. Health Insurance: Starts at AED 800 per person annually.
6. Administrative Fees: AED 1,000-1,500, depending on the typing center.
7. Total Estimated Cost: AED 12,000-15,000 (USD 3,270-4,085) for a single applicant.

Cost of 10 Years Residence Visa for Property Owners

1. Medical Examination: AED 700 per person.
2. Emirates ID (10 years): AED 1,153.
3. Residency Permit Confirmation: AED 2,656.75.
4. DLD Fees: AED 4,020.
5. Administrative Fees: AED 1,155.
6. Family Sponsorship (per member): AED 5,668.50.
7. Total Estimated Cost: AED 9,684.75 (USD 2,635) for the primary applicant, plus additional costs for family members.

Cost of Business Investment Visa

1. Entry Permit: AED 1,000-1,100.
2. Visa Stamping: AED 900.
3. Medical Examination: AED 700.
4. Emirates ID (3 years): AED 750.
5. Health Insurance: AED 800 annually.
6. Company Setup Costs: Vary widely, starting at AED 20,000 for free zone companies.
7. Total Estimated Cost: AED 6,000-10,000 (USD 1,635-2,725) for the visa, excluding company setup costs.

Additional Considerations

• Typing Centers: Using authorized typing centers may incur extra service fees.

• Family Sponsorship: Sponsoring family members increases costs, especially for the Golden Visa.

• Renewal: Ensure timely renewal to avoid penalties or visa cancellation.

Benefits of an Investor Visa in Dubai

The UAE Investor Visa offers numerous advantages, making it a sought-after option for global investors. From residency to tax benefits, the visa enhances both personal and professional opportunities. Here are the key benefits:

1. Long-Term Residency: Enjoy 2, 3, or 10 years of residency, depending on the visa type.
2. Family Sponsorship: Sponsor spouses, children, and parents for residency, ensuring family unity.
3. Tax-Free Environment: Benefit from no personal income tax or capital gains tax, maximizing investment returns.
4. Ease of Travel: Travel freely within the UAE and GCC countries without frequent visa renewals.
5. Business Opportunities: Access Dubai’s thriving economy and free zones for 100% business ownership.
6. Global Connectivity: Leverage Dubai’s strategic location for international trade and networking.
7. High Quality of Life: Live in a safe, multicultural city with world-class amenities and infrastructure.

Tips for a Successful Investor Visa Application

Securing an investor visa requires careful planning. Bizinvestfirm shares the following tips to enhance your chances of approval:

1. Verify Property Eligibility: Ensure the property meets DLD criteria and is freehold.
2. Work with Experts: Consult firms like Bizinvestfirm for guidance on documentation and compliance.
3. Prepare Documents Early: Gather all required documents, including attested certificates, in advance.
4. Choose the Right Visa: Align your investment with your residency goals (short-term vs. long-term).
5. Budget Wisely: Account for all costs, including renewals and family sponsorship.
6. Stay Compliant: Maintain property ownership or business investment to avoid visa cancellation.

Why Consult Bizinvestfirm?

Partnering with a trusted consultancy like Bizinvestfirm simplifies the investor visa process. Their expertise in UAE immigration and business setup ensures a seamless experience. Here’s why Bizinvestfirm stands out:

1. Comprehensive Support: From property selection to visa application, they offer end-to-end guidance.
2. Regulatory Knowledge: Stay updated on the latest DLD and GDRFA regulations.
3. Tailored Solutions: Receive personalized advice based on your investment goals.
4. Efficient Processing: Minimize delays with their streamlined application services.